FINAL EXPENSE LIFE INSURANCE

Final Expense Life Insurance (sometimes called Burial Insurance) is a thoughtful way to ensure your funeral expenses are covered during a difficult time.

Purpose: The policy is specifically designed to help ease the financial burden on your loved ones when you pass away by covering the costs associated with your funeral and other end-of-life expenses.

Coverage Amount: It provides a smaller death benefit compared to other types of life insurance, since the focus is meant to just cover funeral costs, burial expenses, and any outstanding debts you may have.

Simplified Application Process: The application process is simpler and more straightforward compared to other types of life insurance. Just a few health-related questions.

Premiums: The premium remains level throughout the life of the policy, meaning your payments won't increase as you age.

Lifetime Coverage: This a whole life insurance policy, meaning it provides coverage for your entire life as long as you continue to pay the premiums. 

No Medical Exam Required: These policies are designed to be accessible to individuals who may have health issues. Even people with pre-existing conditions can obtain coverage.

Use of Funds: The funds from a final expense insurance policy can be used by your beneficiaries to cover various end-of-life expenses, including funeral and burial costs, memorial services, cremation, or any outstanding bills or debts you may leave behind.

Why Choose Final Expense Insurance?

Ensure your funeral and burial expenses are covered and relieve your loved ones of the financial responsibility during an emotional and challenging time. 

It's crucial to carefully consider your individual needs and circumstances when choosing any life insurance policy.  We're happy to answer your questions and help you make the right decision for your situation.